Privacy Policy

 

1. Who are Harper and how to contact us

When we refer to ‘Harper’ in this Privacy Policy, we are referring to Harper Wealth Management registered name Spectre Investments Limited.
Harper is a UK based company where you can find all of our details on the contact us page of www.harperwealthmanagement.com

Harper is responsible for processing the personal information you provide to us and if there’s anything you’re unsure about in this Privacy Policy, feel free to contact us at info@harperwealthmanagement.com

2. Information Collected

For compliance purposes we will require personal information which can be given via email or on the telephone.

We will also collect other information about you and the devices you use to access our website, or we may ask third parties to do this for us, in these cases we do so by using technologies such as cookies.

3. How we use your information

We utilise your information in a number of ways to ensure our products and services are as effective as possible.

4. Legalities of handling personal information

Laws in data protection require that we must satisfy prescribed conditions when processing your personal data.

5. Who do we share your information with
Personal information is shared only with the internal parties who are essential in the handling of information in order to facilitate the services available to you with Harper.

Harper work closely with many fraud prevention agencies and are required to share information when instructed to by these agencies in order to protect the well-being of our clients and Harper as a company.

6. Rights on how your personal information is utilised

It is with importance you contact us if you have any questions with regards to your rights in relation to your personal information.

7. Security of your personal Information
Privacy and security is a vital aspect to our dealings and is something we treat with the highest regard. We utilise a wide range of technologies and procedures to ensure your personal information cannot be breached from unauthorised external parties.

8. How long we keep your personal information for

Personal information is only stored to ensure the use of Harper’s products and services. In the event of the departure of a client as long as all compliance checks are complete your information shall be erased. Any information stored will only be held if required to in order to comply with our legal obligations.

Reasons for accessing your information can vary however all information is reviewed frequently to ensure the necessity of keeping such information.

9. Changes to Privacy Policy

Changes can be made to this privacy policy that you won’t be alerted to if minor however we do advise checking regularly. If there are any significant changes to how your information is utilised you will be contacted and could be required to give you consent when necessary.

 

Terms and Conditions

 

1. Website ownership & Agreement to Terms

This website is owned by Harper Wealth Management registered name SPECTRE INVESTMENTS Ltd No. 09800313 and any holding companies, subsidiaries or related entities, all of which are referred to as Harper, we, us or our. Your access to this website is subject to these terms and conditions, privacy policy, notices, disclaimer and any other terms and conditions or other statements issued or authorised by us that are contained on the website (referred to collectively as the Terms). By using the Website, you agree to be bound to the Terms if you open an account with us.

2. Terms and Conditions of Use

It’s important that terms are read carefully. It is your responsibility periodically to review this page for updates to the terms, which shall come into effect once posted.

Your continued use of the Website will be deemed acceptance of the terms.
We are a company incorporated in England, and the Terms and Conditions are governed by and subject to the laws of England and Wales.

If you do not agree to the Terms, you must not use or access the Website.

3. Limitations on Use

You may not decompile, reverse engineer, disassemble, rent, lease, loan, sell, sublicense, or create derivative works from the Website or the user content. Nor may you use any network monitoring or discovery software to determine the Website architecture, or extract information about usage, individual identities or users.

You may not copy, modify, reproduce, republish, distribute, display, or transmit for commercial, non-profit or public purposes all or any portion of the Website or the user content without our prior written permission.

4. General advice warning

You should not act, or refrain from acting solely on the basis of the material contained on this Website. Your access to this Website does not, of itself, create an adviser client relationship between you and us.

Any information included in this Website has been prepared without taking into account your objectives, financial situation or needs.

5. Access and Security

We do not warrant that you will have continuous access to the Website or that your access or use will be error-free.

We will not be liable in the event that the Website is unavailable to you for any reason, for example, due to computer downtime attributable to malfunctions, upgrades, server problems, preventative or remedial maintenance activities or interruption in telecommunication supplies.

6. We reserve the right at any time to:

Deny or terminate all or part of your access to the Website where in our opinion, there are concerns regarding unreasonable use, security or unauthorised access or where you have breached any of these Terms; or
Block or suspend your account, remove your default settings, or part thereof, without prior reference to you.

7. Intellectual Property Rights

Harper is the owner and/or authorised user of all trademarks, service marks, design marks, patents, copyrights, database rights and all other intellectual property appearing on or contained within the Website, unless otherwise indicated. All information, text, material, graphics, software and advertisements on the Website are the copyright of Harper, its suppliers and licensors unless expressly indicated otherwise by Harper.

Except as provided in the terms, use of the Website does not grant you any right, title, interest or license to any such intellectual property you may access on the Website.

We own the rights, or have permission to use, the trademarks listed on our Website. You are not authorised to use any of those trademarks without our written consent – to do so would be a breach of our or another party’s intellectual property rights.

Alternatively, we may authorise you to use content on our Website if you contact us and we agree in writing.

8. Can you link to our Website?

You are welcome to link to our Website as long as you observe the following conditions:

You present the links in a way which fairly represents our role as a financial services firm. They must not cause us embarrassment;

The context of the link must not suggest that we endorse you in any way, or have any connection with your site;

The Website may contain links to other websites (Linked websites). Those links are for convenience only and we are not responsible for the content or practices associated with Linked websites.

Our link with a Linked website is not an endorsement, approval or recommendation of those linked web sites.

9. Unlawful Activity

Harper reserves the right to investigate complaints or reported violations of the terms and to take any action we deem appropriate including but not limited to reporting any suspected unlawful activity to law enforcement officials, regulators, or other third parties and disclosing any information necessary or appropriate to such persons or entities relating to user profiles, e-mail addresses, usage history, posted materials, IP addresses and traffic information.

10. Confidentiality and Privacy

In the course of your use of the Website, you may be asked to provide personal information to us (User Information). You acknowledge and agree that you are solely responsible for the accuracy and content of the User Information.

Your use of the Website is subject to Harper’s Privacy Policy.

11. Termination

The terms are effective until terminated by Harper.

In the event of termination, you are no longer authorised to access the Website, but all restrictions imposed on you and the disclaimers and limitations of liability set out in the terms will survive termination.
Such termination shall not affect any legal right that may have accrued to Harper against you up to the date of termination.

12. Payment Procedure

Harper’s finance department reviews all withdrawal request. AML documents must be submitted for any withdrawal. There is no fee relating to withdrawal by credit card.

When a withdrawal is requested, Harper may take up to 3 business days to process the withdrawal. When your application is approved please wait for 1 to 2 additional days before receiving funds in your account.

13. Deposit and Withdrawal

Harper’s finance department handles all withdrawals from the registered clients. Harper will ask you to provide ID documents and a valid telephone number in order to make a withdrawal. For withdrawals of over £1000.00 Harper are entitled to make the transaction via bank wire transfer. To verify your account and be able to withdraw capital you need to provide a copy of a valid passport or other official ID issued by authorities such as driver’s license or national ID. The ID must contain your full name, date of birth and an expiration date. In addition, you need to provide both a copy of the front and the back of the card you have used for the deposit with everything but the last 4 digits on the card blocked (including the CVV) and a valid recent utility bill up to 3 months old.

In order to be applicable for withdrawals clients must complete a 3x volume turnover requirement on their first initial investment period. As an example, if your investment in year 1 totals £1,000 you must complete £3,000 worth of trading volume (equivalent of 3 trades of £1,000) before accessing your capital. By signing up with Harper you agree to our withdrawal procedures.

14. Fees

Harper do not charge any fees based on the amount of capital under management or on the amount of activity you receive on your account. Fees are charged at 8.5% of your accumulative profit and are taken on the anniversary of your registration date.

 

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